Planner plus how to#
Planner plus professional#

Schwab receives compensation from some of those ETFs for providing shareholder services, and also from market centers where ETF trade orders are routed for execution. Schwab Intelligent Portfolios Solutions also invests in third party ETFs.

A Schwab affiliate, Charles Schwab Investment Management, receives management fees on those ETFs.

Schwab Intelligent Portfolios Solutions invests in Schwab ETFs. Deposits held at Schwab Bank are protected by FDIC insurance up to allowable limits per depositor, per account ownership category. Some cash alternatives outside of Schwab Intelligent Portfolios Solutions pay a higher yield. The lower the interest rate Schwab Bank pays on the cash, the lower the yield. Our affiliated bank earns income on the deposits, and earns more the larger the cash allocation is. The portfolios include a cash allocation to a deposit account at Schwab Bank. These include ETF operating expenses which are the management and other fees the underlying ETFs charge all shareholders. Investors in Schwab Intelligent Portfolios and Schwab Intelligent Portfolios Premium (collectively, 'Schwab Intelligent Portfolios Solutions') do pay direct and indirect costs. For Schwab Intelligent Portfolios Premium, there is an initial planning fee of $300 upon enrollment and a $30 per month advisory fee charged on a quarterly basis as detailed in the Schwab Intelligent Portfolios Solutions™ disclosure brochures. There is no advisory fee or commissions charged for Schwab Intelligent Portfolios. Some cash alternatives outside of the program pay a higher yield. Based on your risk profile, a portion of your portfolio is placed in an FDIC-insured deposit at Schwab Bank. We believe cash is a key component of an investment portfolio.Demo shown is for illustrative purposes only and is not representative of any client, experience, or result. Investing involves risk including loss of principal. Onscreen text: Schwab Intelligent Portfolios Premium™ Let's create a plan on how you get there. We help you to see the big picture of what you're trying to accomplish. With planning, we help them prioritize by first understanding what's most important to you at this point.

How do I pay off my student loans, or even save for retirement.

How do I pay for the down payment of my home. They're trying to figure out how do I do all of these things.

Planner plus how to#

She is smiling while talking on a headset and looking up something on her computer.Ĭhristina : I love working as a planner, because I get to help people figure out how to get from today to tomorrow.Ī view of her computer screen reveals she's in a phone chat with a client.Ĭhristina : Some of the common questions that I get from clients are how am I doing, am I on track towards meeting my goals, and how do I juggle everything.Ĭhristina faces the camera and continues the interview.Ĭhristina: And they're concerned about it. I am a CERTIFIED FINANCIAL PLANNER™.Ĭhristina is shown in her bright office, sitting at her desk by a window. Onscreen text: Christina Faulkner, CERTIFIED FINANCIAL PLANNER™, Schwab Intelligent Portfolios Premium™

Planner plus professional#

A young woman in professional attire is seated facing the camera with a light-filled office space behind her. Environmental, Social and Governance (ESG) Investing.Bond Funds, Bond ETFs, and Preferred Securities.ADRs, Foreign Ordinaries & Canadian Stocks.Environmental, Social and Governance (ESG) ETFs.Environmental, Social and Governance (ESG) Mutual Funds.Benefits and Considerations of Mutual Funds.